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The District of Columbia Public Schools offers the following Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) Plans:

Aetna US Healthcare - HMO Kaiser Permanente - HMO
MDIPA/MAMSI- HMO Cigna Healthcare - PPO

The FlexAmerica Flexible Spending Account Plan offered by DCPS allows employees to deduct group insurance premiums prior to taxes. Employees save their FICA federal and state taxes – at least 30% - on all monies. This benefit also allows employees to set up a Healthcare Account to pay for such expenses as co-pays, glasses, contact lenses, and some dental costs. In addition, employees may use their dependent care account for eligible expenses i.e. before/after care and adult day care.

Employees who are appointed or converted to probationary, permanent or temporary-indefinite status are also eligible for coverage under the District of Columbia group life insurance program. This plan offers three options:

• Basic Life Insurance– equal to your salary rounded up to the nearest thousand, plus two thousand dollars
• Three Types of Optional Life Insurance
  
  A. Standard Life in the amount of $10,000
  B. Additional Life in an amount from one to five times your annual basic pay
  C. Family Life is equal to $5,000 for the death of your spouse and $2,500 for the death of each eligible child

* This summary is only a brief overview. Please see the Benefits Office’s full benefits packet for all relevant information.

Tax Deferred Annuities
Teachers may participate in several Tax Deferred Annuity options. For full details, please visit the ING website at www.ing-usa.com.

Employees whose positions are under the ET classification (such as teachers) participate in the Teachers’ Retirement System. Employees and the Board of Education contribute 8% of the employee’s salary for individuals hired after November 16, 1996 annually. Upon separation from the system prior to retirement, an employee may withdraw his/her own contribution to the retirement system but may not withdraw any of the employer’s contribution. For questions about the investments of the Retirement Trust Fund or to receive a copy of the Summary Plan Description please contact:

The District of Columbia Retirement Board - 202.535.1271